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Bank of Canada Holds at 2.25% (April 29, 2026): What the Monetary Policy Report Means for Your Mortgage
Bank of CanadaRate Forecast+ 1 more

Bank of Canada holds at 2.25%: what the April 2026 MPR means for your mortgage

The Bank held — but the Monetary Policy Report tells a different story. The phrase 'persistent inflation' is what bond traders are pricing off, and that's what sets your fixed mortgage rate.

Apr 29, 2026 · 9 min
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The Bank of Canada hold isn't the news
Bank of CanadaRate Forecast

The Bank of Canada hold isn't the news

11 years of reading these statements. Here are the three phrases that actually move your renewal rate.

Apr 27, 2026 · 6 min
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Rising Housing Costs in Canada: Are Households Financially Prepared?

Rising Housing Costs in Canada: Are Households Financially Prepared?

Over half of Canadian households couldn't sustain a 15% jump in housing costs for more than six months. Survey insights, who's most exposed, and what to do before 2025 mortgage renewals hit.

Dec 9, 2024 · 4 min
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Is the Home Buyers' Plan Right for You? Who Should Consider Using It
first-time-buyerconsumer-advice

Is the Home Buyers’ Plan Right for You?

Wondering if the Home Buyers’ Plan (HBP) is right for you? This guide breaks down everything you need to know—how to access up to $60,000 tax-free from your RRSP for a down payment, who benefits most, and the pros and cons. Discover how the HBP can help you own your first home faster while balancing long-term financial goals. Read now to make an informed decision!

Nov 17, 2024 · 7 min
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40 Most Common Questions About the Canadian RRSP HBP Answered
first-time-buyerconsumer-advice

Common Questions About the Canadian RRSP HBP

Curious about using your RRSP for a home purchase? Dive into the top 40 questions about Canada’s Home Buyers’ Plan (HBP) and get clear, actionable answers. From eligibility and withdrawal rules to tax implications, this guide breaks it all down so you can decide if the HBP is right for you!

Oct 31, 2024 · 13 min
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How Low Must Rates Go? Canadians Weigh Housing Decisions Amid Interest Rate Changes
mortgage-refinancerate-shopping+ 2 more

Canadians Weigh Housing Decisions Amid Interest Rate Changes

Survey reveals 74% of Canadians are waiting for rates to drop below 3% before buying or refinancing. Explore the generational divide and what it means for the future of the housing market in Canada amid changing interest rates.

Oct 18, 2024 · 4 min
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