Cookies Settings

1. What Are Cookies?

Cookies are small text files that are stored on your device when you visit a website. They allow the website to remember your actions and preferences (such as login details, language, and other settings) over a period of time, so you don’t have to re-enter them whenever you come back to the site or browse from one page to another.

2. How We Use Cookies

We use cookies to:

• Enhance User Experience: To remember your preferences and settings so you have a more personalized experience when browsing Everyrate.ca.
• Analytics: When accepted, to understand page and form performance so we can improve the website and reduce friction.
• Marketing readiness: When accepted, to allow future advertising or retargeting tags only after they have been launched through a separate consent-aware release.

3. Types of Cookies We Use

• Essential Cookies: These cookies are necessary for the website to function properly and cannot be switched off in our systems. They are usually set in response to actions made by you, such as filling out forms.
• Performance and Analytics Cookies: These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously.
• Advertising Cookies: These cookies are used only if we intentionally add advertising or retargeting tags in a future release and you have granted marketing consent. No ad pixels or retargeting tags are active in this release.

4. Managing Cookies

You have the right to decide whether to accept or reject optional cookies. You can update your Everyrate preference on this page, and you can also manage cookies in your browser. Most web browsers allow you to:

• Accept or Reject All Cookies: You can choose to block or allow all cookies by adjusting the settings in your browser.
• Delete Existing Cookies: You can delete cookies that have already been set on your device.
• Set Preferences for Specific Websites: Some browsers allow you to set rules to manage cookies on a site-by-site basis, giving you more granular control over your privacy.

Please note that disabling cookies may affect the functionality of Everyrate.ca and your ability to use certain features of the site.

5. Third-Party Cookies

Optional third-party cookies are controlled by the same preference above.

• Analyze Website Traffic: Third-party analytics through Google Tag Manager may run only after analytics consent is granted.
• Advertise on Other Platforms: Advertising or retargeting partners are not active today. Any future pixel launch must check marketing consent before loading.

These third-party cookies are governed by the privacy policies of the respective third-party providers.

6. Changes to This Cookies Settings Page

We may update this Cookies Settings page from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We encourage you to review this page periodically for the latest information on our use of cookies.

7. Contact Information

If you have any questions or concerns about our use of cookies or your cookie preferences, please contact us at: