Choose your mortgage goal
Buying, renewing, refinancing, lowering payments, or using equity.
compare real mortgage rates before you apply
Answer a few quick questions and see which rates may fit before sharing contact details or taking a credit hit.
Start quote
No credit check to start. No phone or email to begin. Licensed in ON, BC, and AB.
Real lender examples
Current rate examples
Pick a province. Start quote to see which rates may fit your details.
5-YRLowest variable
Pine
VARIABLECheck fit
2-YR2-year fixed
Scotiabank
FIXEDCheck fit
3-YR3-year fixed
Meridian
FIXEDCheck fit
5-YR5-year fixed
Radius Financial
FIXEDCheck fit
5-YRRenewal option
Neo Financial
VARIABLECheck fit
5-YRRefinance option
First National
VARIABLECheck fit
Want to know which rates may fit your file?
Answer a few questions first. See which rates may fit before sharing contact details.
Licensed in Ontario, British Columbia, and Alberta
Everyrate is registered as a mortgage brokerage in each province we serve. You can verify each licence here.
What happens after you start
A quote first, broker help only when it adds value
The flow is built to give you useful context before asking for contact details.
See rates that may fit
We use the property, amount, timing, location, and preferences to narrow the list.
Decide whether to talk
Share contact details only when the quote is useful enough to confirm.